Getting Pre-Approved For a Mortgage

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Mortgage Pre-approval

Getting your mortgage pre-approved can make a world of difference when it comes down to making an offer. Being pre-approved means that a lender has guaranteed you an actual mortgage amount as well as spelling out the terms and payment schedule. A lender will meticulously review your financial status and determine how large a loan you can handle as well as how likely it is that you will be able to make your monthly payments on the loan. After you have obtained pre-approval status, your lender will provide you with paperwork to inform the seller of your status.

See The 12 Questions To Ask Your Lender

As a buyer, pre-approval can give you an advantage over other buyers who are not pre-approved. Having this status shows the seller that you are serious about buying their property. You don't have a commitment to the seller yet, but there is a strong likelihood that the sale will go through. In addition to this, you will also have a better idea of how much you can afford on your purchase. It can be very difficult if you are not pre-approved and then you get denied a loan. The seller might not want to work with you after that and you could loose the house.

Mortgage Pre-Approval Information ( Complete the form below to begin the pre-approval process )

(current town if refinancing, or town(s) if considering purchasing)
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At Dream Town, mortgage pre-approval is as simple as picking up the phone. Dream Town's expert agents have immediate access to the county's best lending institutions. We can help you get started with the pre-approval process as we also start looking for home that is potentially right for you. This will save you both time and money. Call us at 312-265-8000.